#Emc national life address license

Reviews from AM Best indicate an insurance company’s financial strength and creditworthiness and are based on comprehensive evaluations of the company’s operating performance, business profile, and annual report. High ratings from AM Best assure customers that EMC National Life offers guaranteed coverage.Įstablished in 1899, AM Best is one of the oldest rating companies in the world. AM Best gives EMC Insurance Companies an overall “A-” rating, indicating the carrier is an excellent choice for insurance customers. Thanks to their strong parent company, EMC National Life has earned itself a reputation as a stable insurance provider. Their LinkedIn social media network states that the insurance company has between 51-200 total employees. The carrier offers several forms of life insurance coverage and annuities in many different states. The EMC network has 19 branch locations across the US.ĮMC National Life is a privately held insurance company. The carrier is an affiliate of EMC Insurance Companies, which was founded in 1911. What to Know about EMC National LifeĮMC National Life was founded in 2003, giving the carrier a couple decades worth of experience in the insurance industry. Please refer to the policy form for claim reporting provisions and definition of a claim, prior acts definition, and ERP details.Your independent insurance agent can help you find more information about the coverages offered by EMC National Life, and help you decide if this insurance company is right for you. Prior acts are covered back to the first day of continuous E&O coverage. Claims must be reported during the policy period or, during an extended reporting period (ERP). Coverage only applies to claims first made during the policy period. Claims must be submitted as soon as practicable in writing to the insurer. This is a claims made and reported policy. This policy applies to any act, error or omission which takes place anywhere in the world, provided that the claim is made and suit is brought against the Insured in the United States of America The agent must not have had knowledge of the claim or circumstances likely to result in a claim at the effective date of coverage. The policy will only cover claims first made against the Insured and reported to the Insurer during the certificate period.

This is individual E&O insurance.Ĭoverage under this program is offered on a claims made basis. Provides coverage for any corporation, partnership or other business entity that is owned or controlled by an Agent, General Agent or Registered Representative but only for the covered acts of the individual Agent, General Agent or Registered Representative. Provides coverage for your administrative, clerical and support personnel while they are acting on your behalf. Refer to the policy form for the definition of defense costs and punitive damages. Punitive damages are not covered by the policy. *Policy aggregate limit of liability is not applicable to those agents and registered representatives who are residents of or practice in New York State.ĭefense costs reduce the limit of liability and are subject to the retention.

#Emc national life address license

Reduced rate for newly licensed life and/or health agent that has received their state license within one year of enrollment! ($1M/$3M limit option only) Coverage available for Life, accident and health, LTC, Medicare, and managed health care organizations as well as optional coverage for annuities, mutual funds, variable annuities, variable insurance, disability, and 24-hour care